2 Reasons To Contact A Bankruptcy Lawyer


The best thing that you can do when you are struggling with debt is to contact a bankruptcy lawyer, typically because this individual will be able to guide you when it comes to finding ways to eliminate or deal with your debt. Below are just two of the many reasons to work with a bankruptcy lawyer.

They Can Help You Determine The Best Route To Resolve Your Debt

The best reason to contact a bankruptcy lawyer is that they can help you determine the best route when it comes to dealing with all of the debt. Now, this doesn't necessarily mean that your bankruptcy lawyer is actually going to recommend that you declare bankruptcy, especially if the bankruptcy lawyer can look at your debt and income levels and find a way for you to deal with the debt fairly easily without you having to take the massive drop in your credit score that declaring bankruptcy will cause. This can include the bankruptcy lawyer offering to contact your creditors and attempt to negotiate a new payment plan or convincing your creditors to forgive a portion of your debt.

However, if you do decide to go the bankruptcy route, a bankruptcy lawyer can also help you choose the right filing option for you. This is vital because there are numerous types of bankruptcy filings may be available to you and all of them are actually going to have their own particular upsides and downsides.

They Can Put A Stop To All Contact From Bill Collectors

Additionally, speaking to a bankruptcy lawyer as soon as possible is an effective way to stop any and all bill collectors from trying to contact you in pretty much any form. The reason for this is that if you hire a bankruptcy attorney to assist you with declaring bankruptcy, part of the process is the bankruptcy lawyer and the bankruptcy court letting all of your bill collectors know that you have declared bankruptcy and that it is no longer legal for them to contact you. In most cases, this is extremely effective because there are a number of very stiff penalties and high finds that those bill collectors can be subjected to if they continue to badger you after they have been notified of your filing.

Speak with a local bankruptcy lawyer today to discuss your options when it comes to getting free of your debts and how much is going to cost to get the bankruptcy attorney's assistance. You will want to contact a bankruptcy lawyer because they can help you determine the best route to resolve your debt while also being able to put a stop to all contact from bill collectors. Contact a law firm, like Dunbar & Dunbar, for more help.

About Me

Law Information Everyone Should Know

Hi, my name is Jessica Hawkins and welcome to my law blog. My mom and dad are both attorneys so I grew up with a lot of law talk around the house. Even though I decided not to become an attorney, I still have an interest in the law. Plus, when I visit my parents, that's all they want to talk about, so I still learn what I can about the law so that I can join in on the conversation. I wanted to create a blog to inform others about various aspects of the law. In this blog, you'll also find out about the different types of attorney specialties and when it's best to consult an attorney. I hope that you find my blog useful and that it helps to answer your law questions.

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